CalcArbor

Free financial calculators that run entirely in your browser.

All tools run entirely in your browser — we don't store your data.

Hourly to Salary Calculator

Convert any hourly wage to annual, monthly, and weekly pay — handles overtime and after-tax estimates.

Loan Payment Calculator

Calculate monthly loan or mortgage payments and view full amortization tables with extra-payment savings.

Compound Interest Calculator

See how money grows with compound interest, monthly contributions, and optional inflation adjustment.

Tip Calculator & Bill Splitter

Calculate tip amount, total bill, and per-person share instantly — supports uneven splits and country presets.

Percentage Calculator

Five percentage formula types: X% of Y, what percent, percent change, difference, and reverse percent.

Discount Calculator

Find sale price, amount saved, stacked discounts, and tax-inclusive final total instantly.

Freelance Rate Calculator

Calculate your true hourly and day rate accounting for non-billable time, taxes, and vacation.

FIRE Calculator

Calculate years to financial independence using the 4% rule with Lean, Fat, and Coast FIRE presets.

Inflation Calculator

Calculate US dollar purchasing power over time using historical CPI data with year-by-year breakdown.

Credit Card Payoff Calculator

Find your debt-free date and total interest paid — compare avalanche vs snowball strategy for multiple cards.

Rent vs Buy Calculator

See exactly when buying a home beats renting, including opportunity cost, maintenance, and appreciation.

Crypto Profit Calculator

Calculate crypto profit or loss instantly with DCA calculator, fee comparison, and historical what-if scenarios.

Stock Average Cost Calculator

Calculate average stock price across multiple purchases, see break-even price and unrealized P&L.

VAT Calculator

Add or remove VAT in seconds — get net, tax, and gross amounts with common rate presets.

Savings Goal Calculator

Enter your savings goal and target date to see exactly how much to save per month with interest.